Move Before You’re Ready

“Move before you’re ready” is a quote that I really like. 50 Cent describes this concept in his book, coauthored with Robert Greene, The 50th Law. It’s the concept that once you start moving you’ll start thinking clearer and with more purpose. My brother Al and I recorded our first podcast last week. We have a ways to go to get to the polished product but I’m happy we got moving (the podcast is called The Brothers on Books Podcast and hopefully we’ll officially release soon). If you want to hear the raw audio we’d love to hear your feedback, just send an email to

I also am putting the finishing touches on the that actuarial goal journal I had mentioned in prior entries. I have been sending out feelers to universities with actuarial programs to see if they’d like to purchase in bulk at a discount. Hopefully I get more bites, but at least I have some momentum. I just ordered proofs yesterday so I should be able to hold it in my hands to look through this week before going live with it. Here’s the cover design so far:

And now the finances:

10-day BS Refresh

Similarly to the past few entries my net worth is going up at a fast clip in US dollar terms but is going down when looked at in a gold or bitcoin lens.

Analysis Intelligence

The Opening NW in the 8/10/2020 column is the closing NW from the 7/31/2020 column. The green numbers represent estimated changes to my net worth in those categories (green numbers in 8/10 column are the changes that I estimated on 7/31). The white “Gain from” rows show how the actual numbers turned out compared to my original estimate, ten days prior. Stocks were booming over the last ten days. That and all the loan paydown, that occurred at the beginning of the month, are driving my net worth increase.

There’s definitely a psychological component to paying off debt. Below I’m showing my remaining four months of payments for the Michigan rentals. I can’t believe I will have paid for all three of these houses, which I paid 60k for, in less than two years. That being said I’m wondering how I’m going to feel once I get them paid off. Will I want to refinance them at lower rates to pull cash out to put to work in other endeavors? My plan was to do this but I’m curious if I’ll just want to keep the extra cash each month and focus on other things. Just for reference originally I was just paying $440 per month on these properties but starting in March of 2020 I started ramping it up and paying $3,742.

Crystal Ball

I plan on making a pretty big cash purchase soon which I’ll touch on at a later time. That will cause my net worth to most likely go down over the next ten days, unless my stocks/gold/bitcoin can bail me out.

Ideas for increasing NW

  • Get more traffic to websites. I just bought a book called Born to Blog. We’ll see if I get any nuggets from it.
  • Start analyzing how affiliate programs really work. I heard back from Displate and they are not accepting more promoters unfortunately.
  • Reach out to at least 20 universities over the next ten days about the new book.


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